House to Home

The ABC’s Of Mortgages.

Posted by Kimberly Shane on 6/14/17 6:45 PM

The ABC’s of Mortgages

Sometimes it can feel like those in the mortgage industry are speaking a different language! This can be intimidating. So, I’m sharing some key words… and not so key ones. I thought we would take each letter and create the “ABC’s of Mortgages”. Don’t you worry, it’s not like there is a quiz at the end! Buckle up with me, here we go!

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Topics: Mortgage, Home Buyer, Mortgage Market, Buying, House Buying

Give Us Some Credit!

Posted by Kimberly Shane on 6/12/17 6:30 PM

Give us Some Credit

When you start considering purchasing high priced items, your credit score can make you feel better about your purchase or be a point of contention.  Either way it is an essential part of our economy.  Without credit, lenders would have no scale by which to create standards and determine who should receive credit and who should not.  And if we couldn’t borrow money, many people—including me, couldn’t ever hope to own a decent vehicle, much less a home.  I’d be a bicycle-riding renter for the rest of my life!

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Topics: Credit Report, Credit, Home Buyer, homebuyer, credit score

Homes Are Selling Faster Than Ever

Posted by Kimberly Shane on 6/8/17 7:00 PM

Homes are Selling Faster than Ever

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Topics: Home Buyer, home buying, Home Selling

Don’t Compromise!

Posted by Kimberly Shane on 6/1/17 5:30 AM

Don’t compromise!

I was that kid who used to play house daily and would fanaticize about the day when I would have my own house and family to take care of.  That kid, inside me is disgusted, as I write this next sentence—

Barbie is the only one getting her dream house. Ugh!

As we enter adult hood, we quickly realize it all about compromise.  For the most part, you are going to have to give into something you aren’t thrilled about to get something you can’t live without.  That being said, there are some things you never want to compromise on when it comes to buying a home. 

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Topics: First Time Home Buyers, Home Buyer, home buying

Appraisal Myths.

Posted by Kimberly Shane on 5/31/17 7:30 PM

Appraisal Myths

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Topics: Appraisal, Home Buyer

Basics of Homebuying

Posted by Kimberly Shane on 5/23/17 7:00 AM

Basics of Homebuying

For anyone new to the process of purchasing a home, there are likely more questions than answers. That is where having a good guide can come into play! If you are like me, you won’t want to call your friends and family every time a new question pops into your head. I’ve outlined the basic steps below but I HIGHLY recommend considering this guide for a comprehensive understanding of the home buying process:

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Topics: First Time Home Buyers, Real Estate, Home Buyer, Buying, House Buying

What Buyers Want!

Posted by Kimberly Shane on 5/10/17 6:00 AM

Think you know? If you’re selling your home, or gearing up to, it helps to get in the mind of your buyer to decipher what they want. Luckily for you, Cicely Wedgeworth has done the research, and she knows what buyers are after.

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Topics: First Time Home Buyers, Home, Home Buyer, Buying, home buying, homebuyer

Home Buying Power Explained

Posted by Morgan Saylor on 4/3/17 7:00 PM

Want to know the secret to home buying power? Well, there’s no secret. Simply sitting down with your Stockton Mortgage Banker to get prequalified for a loan is the first step to homeownership – but knowing these factors give you the power to unlock your home buying strength! (But if you’re into secrets, here’s one: there are four of them!).

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Topics: Home Buyer, home buyers, DTI, home buying, debt to income ratio, credit score, assets

Selling to Millennials

Posted by Morgan Saylor on 3/31/17 7:00 PM

Millennials and Baby Boomers are trading spaces, so to speak. Boomers are saying sayonara to their homes in suburbia and welcoming urban living, while millennials are looking to larger, suburban living. If you’re trying to sell to millennials, here are things Zillow says to consider.

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Topics: Millennials, Zillow, Home Sales, Home Buyer, square footage, home buying, selling, baby boomers

The Neighbor Sale Assist

Posted by Morgan Saylor on 3/22/17 6:45 PM

Most of the time, you never consider your neighbor as one of your biggest selling points when you decide to sell your home – but neighbors play a huge role in potential curb appeal.

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Topics: Home Buyer, Sellers, home buyers, home buying, selling, neighbors, curb appeal

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