House to Home

Why Did It Appraise So Low?

Posted by Kimberly Shane on 12/1/17 4:25 PM

Why Did it Appraise so Low?

The appraisal is a key part of the mortgage process. It makes sense. A mortgage company is not going to feel comfortable offering you a loan for $200,000 when the home is only worth $150,000. The appraisal protects them should something happen and they end up having to sell the house if the homeowner stops paying their mortgage. But it also protects a homeowner from paying too much for a home.  I think we can all agree that it is a necessary step and a protection for everyone. However, when you have made it through the steps leading up to the appraisal and your appraisal comes in lower than the price of the home it can really be a bummer! We are going to look at why some sales contracts come in higher than appraisals.

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Topics: Appraisal, House Buying

What if I Can’t Find A House I Like?

Posted by Kimberly Shane on 11/20/17 6:45 AM

What if I can’t find a house I like?

You’ve decided that it is time to buy a home. You have spoken with a lender to figure out what you can afford. You have saved the amount needed for the down payment on that amount. You have day dreamed about your home—its bedrooms, outdoor space, layout, fireplace, pool access… and now you have a list of items that you will need in your new home. So, what happens when you start looking and you don’t find a home that has all the things you need?

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Topics: First Time Home Buyers, Home Buyer, home buyers, Buying, home buying, House Buying

Stage To Sell

Posted by Kimberly Shane on 10/31/17 7:15 AM

Stage to Sell

Bear with me everyone, my husband and I have decided to sell the first home we purchased together and move into what I have deemed “my dream home”. What this means for you is that I will probably reflect a lot of this process in my future blogs… just wait until spring, I have so many thoughts about the garden… But first, we must sell our current house! This is the first time I’ve ever attempted to sell a house and have been doing a lot of research about how to best prep my home to make others want to live there (staging). I thought I’d share with you all what I have found out along the way!

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Topics: Housing, Sellers, selling, House Buying, Home Selling

Real Estate Pitfalls

Posted by Kimberly Shane on 10/10/17 7:15 AM

Real Estate Pitfalls

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Topics: Realty, Real Estate, Sellers, selling, House Buying, Home Selling

Are Millennials Mainstream?

Posted by Kimberly Shane on 10/6/17 4:30 PM

Are Millennials Mainstream?

Maybe it’s time we stop picturing millennials as skinny jean wearing, mustache toting hipsters…. Okay maybe they do wear skinny jeans and keep a pretty good looking stache but according to a study done by the National Association of Realtors, in 2017 millennials were the largest group of homebuyers for the 4th consecutive year. And they aren’t just buying up the hip downtown lofts or the bungalows in the center of the city—nope, they are moving out to the suburbs! 

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Topics: First Time Home Buyers, Home Buyer, home buyers, Home Building, Buying, homebuying, home buying, homebuyer, House Buying

Are You Ready To Be A Homeowner?

Posted by Kimberly Shane on 9/22/17 5:30 PM

Are you ready to be a Homeowner?

Buying a home is such an exciting time! You start day dreaming about the kind of home you want, where you will look, and find yourself asking questions like, “will there be room for my tomato garden?”. These things are so much fun to think about but there are some other questions we should be asking ourselves before we land on homeownership. It is the American Dream but you don’t want that dream of yours to turn into a nightmare.  Here are some questions to ask yourself if you think you are ready.

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Topics: First Time Home Buyers, Home Buyer, home buyers, Home Building, homebuying, home buying, homebuyer, House Buying

My landlord Is Selling... Now What?

Posted by Kimberly Shane on 9/8/17 6:00 PM

My landlord is selling... now what?

While renting can have its perks… home maintenance is handled, you can move without having to try and sell a home… it certainly has some downfalls, as well. One of the biggest is that since you don’t own the property, should your landlord choose to sell, they can—even if you live there. 

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Topics: First Time Home Buyers, Rent, Home Buyer, Buying, home buying, House Buying

Comparing Your Home Loan Options

Posted by Kimberly Shane on 9/7/17 7:15 AM

Comparing Your Home Loan Options

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Topics: Finances, First Time Home Buyers, Home Buyer, Home Building, Buying, homebuying, home buying, homebuyer, House Buying

Educating First Time Homebuyers

Posted by Kimberly Shane on 8/25/17 6:30 PM

Educating First Time Homebuyers

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Topics: First Time Home Buyers, Home Buyer, Buying, House Buying

Homebuying In Your 20s, 30s, 40s

Posted by Kimberly Shane on 8/24/17 6:30 AM

Homebuying in Your 20s, 30s, 40s

Buying a home, you can grow into, versus something that fits you now, is smart planning. Trulia has advice for homebuying, no matter what age or stage of life you might be in.

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Topics: First Time Home Buyers, Home Buyer, home buyers, Buying, home buying, House Buying

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