When it comes to getting approved for a mortgage it’s understood that there are lot of required documents which means a lot of gathering of information for the borrower. We’ve included a list of required documents below, which you will need to provide when getting a mortgage. You can also download a printable version of our loan document checklist here.Personal Information:- Color copy of driver’s license
- Color copy of social security card
Income Information:
- Copies of most recent paycheck stubs detailing last 30 days
- Social security award letter (if applicable)
- Retirement pay documents
- Copies of bank statements detailing the last 60 days of activity
- Copy of most recent retirement account statement (if used for closing costs or cash reserves)
- Copies of all 1099 s and W-2s from the past 2 years (3 if using KHC or IN housing funding)
- Copies of all federal tax returns with all schedules for the previous 2 years
Residence Information:
- Any address(es) for the last two years
- Copy of previous year property tax bill and homeowner’s insurance policy
- Agent name and contact information for homeowner’s insurance company
- Information on all outstanding loans and credit cards
- Names and account numbers of creditors
- All monthly payments and account balances
- Copy of divorce decree and property settlement agreement Child support documents
- Copy of bankruptcy and final discharge documents Judgment or lien releases