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Ask a Mortgage Banker: What Kind Of Mortgage Is Best For A Fixer Upper?

With all the television shows on the home improvement channels that feature the flipped houses and fixer uppers, it has caused many of us to have dreams of taking an outdated or dilapidated house...

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Mortgages for the Self Employed

It can be more difficult for self-employed borrowers to prove their income than those who are paid by their employer. When it comes to qualifying a self-employed borrower, lenders needed a...

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Selling a Home with a Pet

Almost everyone loves pets! We love to watch movies about pets, we love to post pictures of our pets to social media, and we love to talk about the funny things they do. So, why wouldn’t a...

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Mortgage Down Payment Assistance

Many states recognize that it can be difficult in today’s economy to save for a down payment so to encourage their residents to move towards home ownership, they offer down payment assistance...

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Ask a Mortgage Banker: What Is a Refinance?

A refinance replaces your current loan with a new loan; that new loan pays off the debt of the old loan. So, you are trading your loan in for one with better terms. For example, if there is...

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Mortgage Down Payment Amounts; How Much is Enough?

If you were to ask the question, “how much should I save for a down payment?”, you will likely get a range of answers. Some may say, “20%” while others say, “you shouldn’t need much” but the real...

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Ask a Mortgage Banker: What Kind of Credit Score Do I Need To Buy a Home?

Credit is an essential part of the economy. Without credit, lenders would have no scale by which to create lending standards that determine who should receive credit and who should not. Your...

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Money Saving Tips for a First Time Home Buyer

We have worked hard to make those in our community aware that there are options for 100% financing (meaning a down payment is not required) available. However, you may choose to include a down...

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Why did my loan change hands?

You have closed on the purchase of your home. You have moved all your belongings into the new house. You are sifting through the dozens of pieces of mail you’ve received from local companies then...

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Pet Friendly Home Buyer

When shopping for a new home you take everyone in your family into consideration—hence the need to have multiple bathrooms. Many buyers include their pets needs when making a list of wants and...
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