House to Home

Sellers selling pets House Buying Home Selling

Selling a Home with a Pet

Almost everyone loves pets! We love to watch movies about pets, we love to post pictures of our pets to social media, and we love to talk about the funny things they do. So, why wouldn’t a...

Read More
First Time Home Buyers Home Buyer homebuying downpayment downpayment assistance down payment home buying homebuyer House Buying Loan Programs

Mortgage Down Payment Assistance

Many states recognize that it can be difficult in today’s economy to save for a down payment so to encourage their residents to move towards home ownership, they offer down payment assistance...

Read More
Refinance refi loan types Loan Programs

Ask a Mortgage Banker: What Is a Refinance?

A refinance replaces your current loan with a new loan; that new loan pays off the debt of the old loan. So, you are trading your loan in for one with better terms. For example, if there is...

Read More
FHA loans FHA VA loans Home Buyer home buyers Buying homebuying conventional loans 203k Loan downpayment downpayment assistance down payment home buying homebuyer House Buying

Mortgage Down Payment Amounts; How Much is Enough?

If you were to ask the question, “how much should I save for a down payment?”, you will likely get a range of answers. Some may say, “20%” while others say, “you shouldn’t need much” but the real...

Read More
First Time Home Buyers Credit Report Credit Buying homebuying home buying credit score House Buying

Ask a Mortgage Banker: What Kind of Credit Score Do I Need To Buy a Home?

Credit is an essential part of the economy. Without credit, lenders would have no scale by which to create lending standards that determine who should receive credit and who should not. Your...

Read More
First Time Home Buyers Home Buyer home buyers Buying homebuying home buying homebuyer House Buying

Money Saving Tips for a First Time Home Buyer

We have worked hard to make those in our community aware that there are options for 100% financing (meaning a down payment is not required) available. However, you may choose to include a down...

Read More