House to Home

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Can You Have a Primary Residence That Isn’t Your Primary Residence?

This seems like a tricky question, doesn’t it? And no, we aren’t working some sort of shady mortgage angle. There is a loan product that allows the borrower (person getting the mortgage) to...

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Ask a Mortgage Banker: Why does it take so long to close?

From the time you start an application to the time you arrive at the closing table—it can take 30, 60, 90 days or more but why does it take so long? Heck, you can get a car financed in an hour!...

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Free Mortgage Calculator

Using a mortgage calculator prior to obtaining a mortgage or starting a home search is a great idea! A good calculator can assist you in finding a home price you can afford. Just as you wouldn’t...

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Ask a Mortgage Banker: What Kind Of Mortgage Is Best For A Fixer Upper?

With all the television shows on the home improvement channels that feature the flipped houses and fixer uppers, it has caused many of us to have dreams of taking an outdated or dilapidated house...

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Ask a Mortgage Banker: What Is a Refinance?

A refinance replaces your current loan with a new loan; that new loan pays off the debt of the old loan. So, you are trading your loan in for one with better terms. For example, if there is...

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Why did my loan change hands?

You have closed on the purchase of your home. You have moved all your belongings into the new house. You are sifting through the dozens of pieces of mail you’ve received from local companies then...

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Special Financing for Rural Living Available

Hobby Farm. That was a new phrase to me just about a year ago. When first hearing it, one may envision a posh warehouse filled with paint or clay covered people trying to find a hobby that speaks...
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Mortgage Options thanks to Our Loan Programs

Did you know that everyone’s mortgages can be financed through different types of loans? There are several loan programs that have been created over the years to open the doors for home ownership...
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Putting the “Fab” in Pre-Fab

Putting the “Fab” in Pre-Fab

“Turn onto a street in the Cottage Home neighborhood of Indianapolis, and you might think you’ve wandered into a hipster colony on the West Coast. A group of prefab,...

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Kicking Off Your Shoes

Kicking off Your Shoes

Having been raised in Kentucky, (warning: I’m about to feed into a stereotype) I spent many summers running around barefoot. In fact, my mom used to get on my brother and I...

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