A blog that takes you from: HOUSE TO HOME

We help people buy houses so they can create a home. Here we share more than mortgage finance tips (although we do that too); we aim to help you make your house a home through DIY projects, pet care, hosting tips, yard maintenance and much more!

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Interest rates have dropped and given the recent market conditions we cannot be certain how long they will hold in place. You...


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Tags: Mortgage, Rates, Refinance

Zero Interest: What does it mean?

You’ve probably heard about the Fed slashing interest rates to a rate of near-zero. It...


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Tags: Rates, Refinance, interest rate,

Private Mortgage Insurance (PMI) lowers the risk to the lender, should you defaulton your mortgage payments. Please note that...


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Tags: First Time Home Buyers, Refinance, Home Buyer,

A refinance replaces your current loan with a new loan; that new loan pays off the debt of the old loan. So, you are trading...


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Tags: Refinance, refi, loan types,

I recently had a discussion with one of our VP’s at Stockton Mortgage. I made the comment, “I would but interest rates are...

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Tags: Refinance, home buying, mortgage rates

Is Refinancing Only For The Established?

Refinance, that word sounds like it only belongs in stodgy, dark rooms filled with...


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Tags: Refinance, refi