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Michigan, Stockton Is Looking To Grow!

By Rick Koenig

BSMC72818Michigan, Stockton Is Looking To Grow!  Are you ready to Become #SMCapproved? 

Stockton Mortgage Corporation is a true mortgage banker, selling direct, servicing and we have non-agency products.

We have good rates, underwriting and benefits as well as recruitment bonuses for non-managers as well as overrides for sales managers.

Here are just a few things we’ve done…

  • NO overlays down to 580 (we go straight by DU or LP).
  • We sell directly to FNMA, FHLMC & a GNMA issuer, and we’ll correspondent lend.
  • We service a high percentage of our loans.
  • We were 84% Purchase business in 2016 (Second Largest Privately owned banker in KY).
  • We have been the #1 USDA Lender in KY for 7 consecutive years.
  • Top Dollar Volume Kentucky Housing Lender (we are good at state bond programs).

Here are some special programs....

  • Doctor’s Loan Program
  • USDA No Score
  • Renovation Lending (203K and HomeStyle)
  • An FHA Construction Loan Program (New Mfg. and Modular Construction (2018)
  • Mini Farm Program with Fixed Rates for owner occupied properties with 5-50 acres.
  • Jumbo and Conventional programs (we have 95% Jumbo)
  • ALT-A (Bank Statement Programs and A, A-, B Credit)
  • Non-warrantable Condos

To Help Branches grow business…

  • eDocs, On-line & borrower phone apps for applications, uploading of docs by phone and the borrowers can check the status of their loans.
  • Videos and marketing provided to illustrate all the steps of the loan process to borrowers during the process
  • TPO - Originators can partner with Banks and Credit Unions to close more loans (With corporate assistance)

See what banks and credit Unions in your area are not originating Government Loans, Renovation Loans & Credit Turn Downs! Credit Union Finder | Bank Finder

If we’re that good at Bond Loans, USDA and TPO’s, just think how well we close Conventional and Government Loans.

Current Locations: We currently have 20 branches in Indiana, Kentucky, Ohio, Tennessee 

Where we want to grow, and looking for our first branches (and we’re licensed)

AL, AR, FL, GA, MI, MS, NC, PA, SC, TX & WV

Learn how to Become #SMCapproved Find Rick on LinkedIN!

To learn more about Stockton Mortgage Corporation please contact Rick Koenig Director of Business Development and Recruiting Call 513-382-5861 or email

Tags: Recruiting