House to Home

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Can You Have a Primary Residence That Isn’t Your Primary Residence?

This seems like a tricky question, doesn’t it? And no, we aren’t working some sort of shady mortgage angle. There is a loan product that allows the borrower (person getting the mortgage) to...

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Landlord Woes? The Best Solution

Relationships are tricky. All of them. But the relationship of landlord and tenant can particularly be a tough one to navigate. A landlord is concerned for their property, their investment, and...

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Ask a Mortgage Banker: What Kind Of Mortgage Is Best For A First-Time Home Buyer?

While it’s true that there isn’t a “first time home buyer” mortgage out there, there are mortgages that have less strict credit score requirements and a lower minimum down payment, making them...

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How to Cancel Your Mortgage

I was recently asked the question, “how does one go about cancelling their mortgage when they sell their home?” It got me thinking this is probably a question that many people have and just...

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Resolve to Become a Homeowner

Resolve to Become a Homeowner

As we approach the end of the year and move into the next, most people take this opportunity to do more than just swap out their cat meme calendar for one featuring...

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Top Posts from 2018 #1: No Down Payment. Is that really an option?

Top Posts from 2018 #1

If there is one thing I’ve learned in my role at Stockton Mortgage it is that people love reading about lower down payment options. We hear you loud and clear, that is why...

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Top Posts from 2018 #2: Granny Pods

Top Posts from 2018 #2

You all certainly shocked me with this one showing up in the top blog posts. I’m guessing it’s because of the ridiculous name. I can’t take any credit for this name, it’s...

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Top Posts from 2018 #5: Home Buyer Questions Answered

Top Posts from 2018 #5

I’m guessing this post was so popular because there are so many questions out there about buying a home. It seems to me that most people see buying a home as an overwhelming...

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Getting Rid of Private Mortgage Insurance (PMI)

Private Mortgage Insurance (PMI) lowers the risk to the lender, should you defaulton your mortgage payments. Please note that PMI does not benefit you, the borrower, but instead protects the...

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Before You Sign a Lease

Shelter, it’s one of our necessities. We all learned that in elementary school, right? Air, water, food, and shelter; our basic needs as humans but we are far from the days of living in caves or...

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