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Mortgage Down Payment Amounts; How Much is Enough?

If you were to ask the question, “how much should I save for a down payment?”, you will likely get a range of answers. Some may say, “20%” while others say, “you shouldn’t need much” but the real...

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New 2018 FHA Mortgage Limits

New 2018 FHA Mortgage Limits

As always, Stockton is trying to keep the real estate community informed of changes that could affect them or their buyers. A recent announcement from HUD will affect...

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Home Loans FHA loans conventional loans

Fixed Rate v. ARM Mortgage

Fixed Rate v. ARM Mortgage
 
I’m almost embarrassed to share this with you all but I am over thirty years old and have now purchased two houses but I couldn’t begin to explain to you the...
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The non-traditional down payment

Scrounging up the money for a down payment on a home may seem futile, depending on your situation. Saving money for a rainy day period can seem like a challenge – Daniel Bortz via realtor.com...

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Home Loans FHA loans FHA ARM USDA loans VA loans Home Buyer loan types conventional loans

A Look at Home Loans

A Look at Home Loans

If you’re shopping for a home loan, nothing beats discussing loan options with one of our skilled and knowledgeable mortgage bankers at SMC, but knowing types of loans at a...

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How much is a down payment?

For many first time home buyers, some of the biggest questions about buying their first home, revolve around how much their mortgage will cost. Not necessarily the mortgage itself, but the fees...

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