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Mortgage Down Payment Amounts; How Much is Enough?

If you were to ask the question, “how much should I save for a down payment?”, you will likely get a range of answers. Some may say, “20%” while others say, “you shouldn’t need much” but the real...

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We can help you put the VA in renoVAtion

For years, the Department of Veteran Administration (VA) has offered veterans and their families a home loan program full of great benefits like no down payment requirement, no mortgage insurance...

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Homeownership Intel, Tips For Future Military Homeowners

Homeownership Intel, tips for future military homeowners

While this blog post is directed to those who have served their country, I think there is something to be learned by all home buyers. All...

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A Look at Home Loans

A Look at Home Loans

If you’re shopping for a home loan, nothing beats discussing loan options with one of our skilled and knowledgeable mortgage bankers at SMC, but knowing types of loans at a...

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Alternatives to a 20% down payment

Down payment requirements can be very intimidating, and trying to save for a 20% down payment can seem impossible. Luckily, the secret is out – you don’t actually need to have 20% for a down...

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Will low and no down payment loans cause another housing bust?

In a word, no. Low and no down payment loan programs have often gotten a bad rap – with notions that those who are often procuring them, are unable to actually afford a home and are likely to...

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