House to Home

FHA loans FHA VA loans Home Buyer home buyers Buying homebuying conventional loans 203k Loan downpayment downpayment assistance down payment home buying homebuyer House Buying

Mortgage Down Payment Amounts; How Much is Enough?

If you were to ask the question, “how much should I save for a down payment?”, you will likely get a range of answers. Some may say, “20%” while others say, “you shouldn’t need much” but the real...

Read More
Mortgage Home Loans FHA loans FHA Mortgage Market

New 2018 FHA Mortgage Limits

New 2018 FHA Mortgage Limits

As always, Stockton is trying to keep the real estate community informed of changes that could affect them or their buyers. A recent announcement from HUD will affect...

Read More
FHA loans FHA USDA loans downpayment downpayment assistance georgetown Pasadena bowling green louisville elizabethtown Ashland berea richmond Eastpoint Somerville Clarksville

The non-traditional down payment

Scrounging up the money for a down payment on a home may seem futile, depending on your situation. Saving money for a rainy day period can seem like a challenge – Daniel Bortz via realtor.com...

Read More
Home Loans FHA loans FHA ARM USDA loans VA loans Home Buyer loan types conventional loans

A Look at Home Loans

A Look at Home Loans

If you’re shopping for a home loan, nothing beats discussing loan options with one of our skilled and knowledgeable mortgage bankers at SMC, but knowing types of loans at a...

Read More
Finances Credit Report Credit Home Loans Banking FHA loans FHA Home Sales Economy

How VantageScore may change the game

For individuals without any credit, securing a mortgage loan can be nearly impossible. Most of us know that a mortgage approval is based on several different factors, however, the largest factor...

Read More
Loans Mortgage Finances First Time Home Buyers Homeowners Home Loans Money FHA loans FHA Realty Sales Market Real Estate Home Sales

The housing market is heating up along with the weather

Spring has sprung – and so has the housing market. According to a recent report from The National Association of Realtors, the pending home sale index rose 3.1% in February. Even more impressive...

Read More
1 2